| |
| |
|
Insurance Information |
|
|
|
Credit Card Insurance
A word of warning about Credit card repayment protection schemes The people who sell you the policy and who take out your monthly payment for 'card protection' are not always (in fact, often aren't) the people who you will be dealing with in the event of a claim. So be careful. I took out my credit card protection cover last November (2004). I merrily watched the monthly payments being taken up to date. I recently made a claim. ) I had a heart attack and had to be off work for 8 weeks) I sent off for the claim forms, I sent them back, together with doctor's certificate; and waited. I eventually got a request from the insurance company asking me to prove that I was in work for the 6 months prior to taking out the insurance. What??? You may ask! Why? Well I called them and asked them - Why? The answer was that it was a 'condition of the policy' that I had to have been in employment for the six months up to the time I took out the policy. 'Why was ~I not asked for this information when I took out the policy? I asked. The answer: 'You will have to ask your credit card company that, we just handle the claims. No amount of indignance of questioning got me a sensible response. I put the phone down in disgust. After all, My monthly payments were accepted with no quibble at all. Nobody asked me if I was in employment for the preceding six months when I signed on the dotted line for 'payment protection'. I decided to call the credit card company and all I got was an automated machine asking me for my sixteen-digit account number ? ho hum. Been here before when I was trying to get them to send me out the claim form. I put the phone down. Be warned. All is not what it seems to be. These guys will fall over themselves to sell you the payment protection. But you wait until you need to claim on it. It's a different story then. Don't say I didn't tell you ? Steve Kaye is a freelance Writer living in Torquay Devon. You can contact him on kaye.steve@gmail.com
MORE RESOURCES:
Insurance - Google News |
|
|
|
RELATED ARTICLES
Life Insurance Information Life insurance is a personal insurance plan designed to pay out a sum of money on the death of the policyholder. Life Insurance is an insurance that is taken out against a persons life. Buy Life Insurance Online and Save There are many ways to research and buy a life insurance policy, but the fastest and most affordable way is to buy life insurance online. This way, you can supply the most accurate information and compare the greatest number of different quotes and terms to find the perfect life insurance policy for you. The Many Benefits of Travel Protection Plans Many people purchase insurance thinking I want full coverage and once I get it I will be covered for every event that may befall my vehicle. But then they begin to question if every type of incident is covered with full coverage. Cheap Health Insurance - Health Insurance for The Self Employed If you're self employed, you may think of health insurance as a luxury. When you're barely making ends meet, paying several hundred dollars a month for something you may not need isn't a priority. Tips On How To Save When Buying Car Insurance If you want to save money when you purchase your car insurance here are a few ways that can help you as you search for auto insurance.First thing you can do is comparison shop. The Surety Bond Domino Effect I have written many articles about the hard surety bond market. To my surprise many want to know more details as to how we got to where we are at. What is Home Insurance? Home Insurance is designed to provide you with financial protection against any damage and possible risks that your property and possessions within it may face against unforeseen events and circumstances.Home insurance is commonly taken to describe both buildings insurance, which insures the fabric of your property, and contents insurance, which covers your belongings. Choosing the Best Life Insurance Option for You Life insurance in the UK is becoming more and more popular with many people now realizing the importance and the benefits of a good life insurance policy. There are two main types of popular life insurance, both of which offer a range of invaluable benefits to UK consumers. Home Insurance Rates in Northern Ireland A recent survey took the most popular type of home in the UK, the three-bed semi, and compared the quotes given by insurance companies for different postcodes around the country. Northern Ireland came in top for buildings cover with an average of £119. Inside-Information Regarding Your Motor Vehicle Accident Insurance Claim Here's some "Inside-Info" you must know so you won't be taken advantage of on your motor vehicle accident insurance claim and also: SO YOU CAN COLLECT EVERY DOLLAR THAT'S OWED TO YOU !The following 8 are just "The Tip Of The Iceberg":#1. There are situations where you can collect for your "Lost Wages" even if you were paid by your employer and/or collected "Sick Leave" while unable to work. Cut Business Insurance in 8 ways 1. Comply with recommendations from company engineers and loss control. Gain An Advantage Over Your Competition By Controlling The Cost Of Your Health Insurance As many of us expect, the New Year will bring both tremendous challenges and opportunities for all of us both personally and professionally. Employers continue to face the major challenge of controlling the cost of their health insurance and other employee benefit programs. Flat Insurance in the UK What are the factors involved in flat insurance? Do I need to provide both buildings and contents cover? Who will cover shared flats or flats with student tenants?The responsibility to insure the building fabric of a flat lies with the freeholder. This means that if you own your flat on a leasehold basis then you only need to insure the contents. Insurance Adjusters How They Work And How They Think Here comes the insurance adjuster. Is he overly friendly? If so, watch out! It's OK to be hospitable. Life Insurance Fears Post the London Bombings Tragedy Following on from the tube train and bus bomb attacks in London there was a move from several UK insurance companies to reassure victims that claims would be processed "quickly and sympathetically". This need for reassurance came in light of concerns that many victims of the blasts would not be covered by their existing health and life insurance cover. Cheap Insurance - Ten Ways Cheap insurance? Auto insurance, life insurance, health insurance, liability insurance - whatever type of insurance you need, you can buy it for less. Try the following:1. Global Warming: Why Consumers and Insurers Are Getting Hot Under the Collar Over Life Insurance. Global warming may have been lurking on our horizon for a number of years and historical records of terrorists have existed for thousands of years, but we are coming into a new age where we try and financially protect ourselves against such problems and if we're honest ? we're struggling.The recent terrorism attacks in London brought home the fragility of human life to many Brits, who had previously been able to distance themselves from terrorist activity. Millions of Americans have No Life Insurance Only 61% of adult Americans have life insurance (down from 70% in 1984).Only 41% of adult Americans have individual life insurance, many rely on group insurance leaving them vulnerable if they lose their job. How Can I Compare Life Insurance Quotes? The online life insurance companies offer a free service where you can request a free quote for your life insurance needs. This enables you to compare life insurance quotes to see where you can save money with one over the other. Health Savings Accounts Most people with health insurance, especially employer paid health insurance, really don't know what their health care costs are. Furthermore, in many cases, they are limited in which health providers (doctors, hospitals, pharmacies etc) they can use.
|
Sponsors: Chicago Paving Contractor | Remanufactured VTL | Religious Statues | Search Engine Specialist
